Post on 24-Feb-2016
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CONNECTING WITH COVERAGE: LGBT COMMUNITIES AND THE ACA
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9 Million LGBT Americans
Source: The Williams Institute
Examples of LGBT Health Disparities
⬆ Tobacco use⬆ Depression⬆ Breast cancer⬆ Experiences of violence⬆ HIV/AIDS infection
⬇ Insurance coverageSource: The Health of Lesbian, Gay, Bisexual and Transgender People
(Institute of Medicine, 2011), Healthy People 2020
Source: www.calbuzz.com
Coverage for Low/Middle-Income LGBT
Uninsured 34%
Parent's plan 6%
Self-pur-
chased plan 5%
Employer-sponsored
29%
Medicare 12%
Medicaid 15%
Among LGBT people with annual incomes under 400% FPLSource: Center for American Progress
Among LGBT people with annual incomes under 400% FPLSource: Center for American Progress
Series1
29%
43%
58%
Access to Employer-Sponsored Insurance Coverage
All LGBT LGBT Insured All Non-LGBT
<$16,000 $16,000-$23,000 $23,000-$34,000 $34,000-$45,0000%
5%
10%
15%
20%
25%
30%
35%
40%
45%
Percent of LGBT Respondents in Different Income Brackets
Annual IncomeAmong LGBT people with annual incomes under 400% FPL
Source: Center for American Progress
Non-LGBT population
“I don’t have insurance…and I’m somewhat un-hireable in a lot of ways, so it’s hard to find a job, a decent job that has insurance.”
“Nobody wanted to talk about it…we got the runaround for at least three or four months. So finally I was like, okay, you know what? I’m fine, I’m living, I’m not dying, I’ll survive, we’ll figure out something else later. You kind of give up.”
“We [LGBT people] are the group that they don’t talk about. Or the group that they don’t want to talk about.”
Among LGBT people with annual incomes under 400% FPLSource: Center for American Progress
LGBT State Exchanges Project• Launched at the Center for American Progress in Jan 2012.
• Mission: To ensure that new coverage options under the ACA are accessible to LGBT individuals and their families.
But LGBT people don’t know about their new coverage options.
Knows about the mandate: Knows about new coverage options:
64% 29%
Among LGBT people with annual incomes under 400% FPLSource: Center for American Progress
Out2Enroll is here to help!
Rainbow widget by Enroll America
Our mission: To educate LGBT community members about their new coverage options under the ACA.
Federal Agencies Project
www.out2enroll.org
Photo credit: One Colorado
Source: The White House, U.S. Department of Health and Human Services
Source: Health Care for All NY
Don’t make assumptions about applicants:• Gender or gender identity• Preferred name or gender pronoun• Sexual orientation• Relationship status• HIV/AIDS status• Health services that the person may need
When in doubt, politely ask rather than guessing. Simply apologize and move on in case of a mistake.
Source: Adapted from the Center for American Progress and the LGBT Task Force of the New York State Healthcare for All New York Campaign
“[Navigators] just have to be told very clearly…[you’re] not here to go, like, umm, oh, my God, what do I do? Just, this is the kind of person that will be calling in. A human.”
Thank you!
Kellan Bakerkbaker@americanprogress.org
www.out2enroll.orgwww.americanprogress.org