CAREER BUDGETNAME

2014 – 2015

CAREER?

CAREER

Career Qualifications:Entry Level Pay:Education Loan Payment:Location:Employer:

Insert Career Image

Total Monthly Budget $

HOUSING

Address:Price:Property Tax:Down Payment:

Housing Image

Housing Cost $

APARTMENT

Address:Rent:Deposit:Utilities Included:

Housing Image

Apartment Cost $

UTILITIES

Gas: Electric:Water:Cell Phone:Internet:Cable: Cell Phone Provider Image

Utilities Cost $

PUBLIC TRANSPORTATION

Type of Transportation:

Public Transportation Image

Monthly Cost $

TRANSPORTATIONType of Car:Car Price – Down Payment:Finance: %Maintenance: Gas:Insurance: Transportation Image

Monthly Transportation Cost $

GROCERIESWeekly Items Must Have Min. 101.2.3.4.5.6.7.8.910.

Grocery Image

Monthly Groceries Cost $

EATING OUTWeekly Items Must Have Min. 101.2.3.4.5. Favorite Restaurant Image

Monthly Eating Out Cost $

MISCELLANEOUS Monthly Items Must Have Min. 101.2.3.4.5.6.7.8.910.

Image

Monthly Cost $

BUDGET TOTALMonthly income - $

Monthly Expenses

Housing include utilities - $(Monthly Housing x 100) / Monthly Income = %

Recommended 29% - 42%Transportation - $

(Monthly Transportation x 100) / Monthly Income = %Recommended 5% - 15%

Groceries and Dining Out - $(Monthly Food x 100) / Monthly Income = %

Recommended 10% - 15%Personal Care and Entertainment - $

(Monthly Food x 100) / Monthly Income = %Recommended 6% - 15%

Total Expenses $ - Total Monthly Income $ = $

BUDGET SURPLUS OR SHORTAGEIF YOU HAVE A SHORTAGE, YOU MUST WRITE AN ADDITIONAL PARAGRAPH RESPONSE EXPLAINING HOW YOU WILL MAKE UP THE DIFFERENCE. WHAT EXPENSES WILL YOU CUT? HOW WILL YOU CUT THEM?IF YOU HAD A SURPLUS WHERE WILL YOU INVEST YOUR EXTRA MONEY?