Benefits ProgramChanges to Plans

Introduction

• Changes made for 2016• Description of eligibility • Overview of medical, dental and extended health coverage

Introduction

• Expanded enrollment forms • Glossary defining terms • Telephone directory • Pamphlet with commonly asked question

What’s New

• New medical plans • Plan 2016• Premier Plan

• Changes in monthly contributions • Paying with pretax dollars • Contributions toward spouse’s coverage• Updating personal information required each year

What’s New Continued …

• Dental Benefits changes • Vision Care Benefit changed • Prescription Drug Benefit changes • Out of Province Coverage • Out of Country Coverage

Cost Sharing

• Increased deductible • New coinsurance amount • Higher coinsurance amount for retail prescription drugs • Co-payment for mail order medicines • New stop loss limit