Post on 30-May-2018
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 1/27
Asit C MehtaInvestment InterrmediatesLtd.
An ISO 9001:2000 company
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 2/27
Mutual Funds
Smart Investment
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 3/27
Why to Invest?
• Saving is Earning - TRUE but Savingis not Investment is also TRUE
• People say they want to INVESTSAFE !!!!!!!
• DISK , DINK
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 4/27
Is your Principal Safe?
TimePeriod
SavingA/c
Inflation
(@5%)
Difference
% loss /Gain
After 1 Yrs 103500 105000 1500 -1.45%
After 3yrs 110872 115762 4890 -4.41%
After 5yrs 118769 127628 8859 -7.46%
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 5/27
Impact of inflation on monthly
expenses of Rs. 30,000 today
Value of Rs. 100,000 over time
At inflation of 5%
30,000
38,288
62,368
79,599
Today 5 years 15 years 20 years
100,000
78,353
48,102
37,689
Today 5 years 15 years 20 years
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 6/27
Mutual Fund EK Investment Option
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 7/27
What is Mutual Fund?
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 8/27
How Mutual Fund Works?
RETURNS
Pool their money
INVESTORS
FUND
MANAGERS
(MFs)
Passed back to
Generate
SECURITIES
Invest in
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 9/27
What’s in it for YOU?
• Professional Management• Diversification & Lowered Risk• Low Cost•
Liquidity• Transparency• Flexibility• Choices of Schemes• Tax Benefits• Regulation
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 10/27
Types of Scheme
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 11/27
Choices of Schemes
• Sectoral Fund
• Thematic Fund
• Diversified Equity Fund
• Index Fund
• Balanced Fund
• Debt Fund
• Gilt Fund
• Liquid Fund
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 12/27
Different Plans in MF
• Growth
• Bonus
• Dividend Payout
• Dividend Re - Investment
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 13/27
Tax Benefits in Mutual Fund
STCG LTCGEquity Funds 10 %* New
15%*NIL
Debt Funds According to Tax Slab
10 %* W/OIndexation
20%* WithIndexation
* Surcharge & Education CessExtraDividend: Income in the form of Dividend is TAX FREE in the hand
of Investor
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 14/27
Equity Linked SavingScheme
• Investment In ELSS scheme enjoy Tax
Benefit
Under Section 80 (C) upto Rs 100000.
• Higher Earning Potential than other tax-
saving instruments.
• Shortest Lock-in Period among all the tax-
saving instruments.
• No Tax on income earned in the form of
Capital Gain as LTCG is NIL
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 15/27
Investor Friendly Features
• Systematic Investment Plan
•
Switch
• Systematic Transfer Plan
• Systematic Withdrawal Plan
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 16/27
Other Value Added Features
• Trigger
Time
Value
Benchmark
•
Alerts
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 17/27
It’s Hot !
PAN card is compulsory for investing inMutual Fund.
KYC is compulsory for all investment of
Rs. 50000 and above
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 18/27
Chhoti – Chhoti Magar MotiBatein
DOs & Don’ts
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 19/27
DOs
Invest Through SIP
Follow Buy Hold Harvest Strategy
Invest on Every Fall
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 20/27
Benefit of Investing ThroughSIP
• The Benefit of Long Term EquityInvestment
– Equities give superior returns among allasset classes over the long term
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 21/27
• The Benefits of Systematic MonthlyInvestment
– Takes out the risk of market timing
– Adds the benefits of the Power of
Compounding and Rupee Cost Averaging
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 22/27
Buy - Hold - Harvest
• Buy Lower
• Hold Longer
• Harvest When Require
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 23/27
On Every Fall – Ek Top-upHojaye
Invest on Every Falland
Your Return will Rise
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 24/27
Don’ts
Never take loan for Investment.
Don’t Involve in Bottom Fishing
Past Performance of a Scheme is not a
guarantee for future Performance.
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 25/27
Some Light Notes
• Long Term Investors - Always Khush
• Medium Term Investors – Kabhi Khushi Kabhi
Gam.
• Short Term Investors - Hasna Mana Hai
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 26/27
“If you can’t TIME theMarket give TIME to the
Market”
Thank You All
8/14/2019 Asit C Mehta
http://slidepdf.com/reader/full/asit-c-mehta 27/27
We provide you
• Online portfolio management• Online portfolio for your clients also• SMS alerts for existing and new funds•
Mutual fund material (forms, banners,promotional material etc.)• Weekly magazine for your knowledge
enhancement at your place• Time to time training for Mutual fund
selling• Back office support• Advise for you and your client for portfolio