America’sHomeSaverMortgage

www.HOPE411.info

HERE’S HOW WE DO IT…EXAMPLE

CURRENT MORTGAGE:

Loan Amount Interest Rate Monthly Payments_

1st Loan $350,000 7.5 % $ 2,447.002nd Loan $ 50,000 9.0 % $ 402.00______________________________________________________________Total Loan $400,000 $ 2,849.00

NEW MORTGAGE ESTIMATES:

Current Market Value (CMV) / Broker Price Option (BPO): $250,000

Loan Amount Interest Rate Monthly Payments_

1 Loan $250,000 6.25 % $ 1,539.00

Instant monthly savings = $1,310.00

Eliminate $150,000 of NEGATIVE EQUITY!

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WHAT’S IN IT FOR YOU?

Your old mortgage payment

$2,849 / month

Your NEW mortgage payment

$1,539 / month*

You

Save

$1,310.00 / month

That’s

$15,720.00 / year

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*BASED ON 6.25 % INTEREST

DOESN’T MATTER IF…

UPSIDE DOWN

BEHIND IN PAYMENTS

IN BANKRUPTCY (Ch. 7 OR 13)

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REGARDLESS OF

Loan To Value

High Debt To Income Ratio’s

Notice Of Default

Notice Of Trustee’s Sale

Alternative Income Allowed

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WE CAN HELP!

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THE SOLUTION…

We BUY your note from your bank

We OFFER you a NEW LOAN with minimum qualifications needed!

Each homeowners situation is unique with a 90% approval ratio!

WE GUARANTEE IT ALL 100%

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THE LOAN30 year FIXED

30 Year Amortized

Prime + 3%

3 Year Pre-Payment Penalty

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HOW MUCH?

NEGATIVE EQUITY

ONLY

$1,750

PROPERTIES IN DEFAULT

N.O.D. or N.O.T.S.

ONE TIME PROGRAM FEE

$3,500

$850 PER MONTH

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GETTING STARTED

1003 Uniform Loan Application

Property RELIEF Agreement

Borrowers Authorization

Title Co. Statement of Information Sheet

Client Information Work Sheet

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What You’ll Need To Start Mortgage Statement(s) (1st and 2nd)

Income Documentation (i.e. pay stubs, last yrs W-2, tax returns)

Hardship Letter

Hazard insurance (Declaration pg.)

Copy of Driver’s License(s) and S.S. card(s)

All Correspondence Letters (from Lender to Borrower)

Notice of Default – if Applicable

Notice of Trustee Sale ‐ if Applicable

Loan Modification Documentation – if Applicable

Bankruptcy Info – if Applicable

Payment

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THANK YOU FOR YOUR TIME!

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Contact: Xavier Ramirez

866.405.4051 Toll-Free714.845.0009 Fax

Xavier@321homeloans.comwww.HOPE411.info