Accidental Death & Disability Insurance

Post on 12-Apr-2017

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Transcript of Accidental Death & Disability Insurance

ACCIDENTAL DEATH &

DISABILITY INSURANCE

What is an Accidental Death & Disability Coverage?

Accidental Death or Disability can lead to an immediate stop to your income

A disability cover will ensure your income does not cease during the time you are incapacitated due to accident. In the event of dismemberment, you get a lump-sum compensation

Do I need an Accidental Death & Disability Insurance?

Accidents & Illnesses can happen to anyone at ANYTIME

Road Traffic Injuries (RTIs) are a leading cause of Deaths & Disabilities

ACCIDENTS

2004:9th Leading cause of Death

2030:5th Leading cause of Death

1 Accident Occurs Every Minute in India

1 Death Every 3.7 Minutes

*Data as of 2011

490K accidents reported annually

142K deaths due to accidents annually

Reckless Driving is not the Only Culprit…

People in the 25 – 65 age group are most vulnerable to Road Accidents

The average Length of a disability which lasts over 90 days is 2.9 years

In the Event of Disability…

Your expenses will include:

Medical costs of treatment

Loan servicing

Monthly recurring expenses

Rental expenses

Miscellaneous expenses

Unless you have a contingency plan in place, you will have to dip into your savings – retirement funds, etc. – to meet your current liabilities

So what is the biggest Advantage of an Accidental Death & Disability Insurance?

You benefit from a Term Insurance plan in the event of untimely death

You benefit from a Health Insurance plan in the event of Hospitalization

Have you provisioned for Loss of Income due to Disability?

Your ability to earn an income is one of your greatest assets…

Its your time, its your money. Why not Insure It?

Have you reached out to a consultant yet?

Call us Toll Free: 1 800-419-419-1Email: solutions@policyboss.comWebsite: www.policyboss.com

Disclaimer: Insurance is the subject matter of solicitation. Landmark Insurance Brokers Pvt. Ltd. | Certificate No : 216, IRDA License No : DB 089/03. (Valid Upto 12th Oct, 2018) CIN # U66030PN2002PTC017009

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