Academy of Political Science, PROCEEDINGS, XII, … of Political Science, PROCEEDINGS, XII, no. 2,...

Post on 15-Apr-2018

235 views 4 download

Transcript of Academy of Political Science, PROCEEDINGS, XII, … of Political Science, PROCEEDINGS, XII, no. 2,...

Academy of Political Science, PROCEEDINGS, XII, no. 2, PART IIj INSTALLMENT PURCHASENG: ITS MERITS AND J™*«* DEMERITS: ^^^

Seligman, E.R.A.: Economic problems involved in install­ment selling, 583-9U*

Rovensky, J. E#j The relation of installment selling to the credit structure, $95-99 •

Clark, J# M#: Control of trade practices by competitive and other forces, 600-07

Purdy, Lawsom Installment purchasing and installment saving in relation to family welfare, pp« 608-11

Foster, W # T#: The basic meaning of the growth of in­stallment selling, 612-18

Raskob, John, «!•: The development of installment purchas­ing/ pp. 619-

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

AIRES, Milan V.

INSTALMENT MATHEMATICS HANDBOOK. Nev York: Ronald Press, 1946.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M Install man t. plan

Ay red, Milan V, The economic function of the salas finance

company. (In: Jr. of the American Statistical Association, March 1938, p. 59-70)

Contains denial of the idea that installment finance has aided the depressions*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

The tOM+wc bnct,»n *$ * * s a ' «

$inanc<* Company , JouAA^fl &F *V€

X*XIU Mice** /<?ZS . /

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

AYRES, Milan V.

"The economic fun tion of the sales finance company," JOURNAL OF THE AMERICAN STATISTICAL ASSOCIATION, Vol. 33, No. 201, March, 19^8, pp. 59-70.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M Installment plan

Ayres, Milan V. Installment c redi t in times of s t r e s s . (In:

American bankers associat ion Journal, December, 1929, p.555- )

Installment sales credi t s t ructure held "un­disturbed by the recent stock market crash. Pro­

posal that installment paper should be HE de e l i g ­ible for Federal Reserve discount. Quotes Dr. Burgess when he said the new methods of financing methods might necess i ta te modification of the Re­serve act .

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

If Installment paper

Ayres, Milan V# Installment credit in times of stress* (In:

American bahkers association Journal, December, 1929, p.555- )

Installment sales credit structure held undis turbed by the recent stock market,crash. Proposal that installment yaper should be made eligible for Federal Reserve discount• Quotes Br» Burgess when he said the new methods of financing methods might necesitate modifications of the Reserve act*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

**ci*/ «*W *<<rr?on?tc 4specH, of 9fis74lrn<r*i?

0p &US/AJ&S S

^tnrSOstri*-*- criz><{<f

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

BOTTS, Ralph R. and GAELOCK, Fred L.

Interest rates charged on installment purchases, ACCOUNTING REVIEW, vol. 30, October, 1955, pp. 607-616.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M Snail loana.

Boushall, Thomas C* Six b i l l i ons of instalment loans* (InsBankig

Jr*of the A.B.A*,Jan*19£8,p*£3)

Suggests tha t the banks must sooner or l a t e r consider and face the issue of monthly amortiza­t ion whether i t i s for financing sa les or financ­ing individuals*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

B^OWA^ B - w n * ,

Studies m Consumer- Instalment" FiViaicm<t PowiriCAt, ScigAJC£ Quf*RTEtRL¥f l /o ( . ^

re t^ipuriancc of JUfitf?^

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

u* Instalment plan

Clark, Fred E* An analysis of the causes and results of

hand-to-mouth buying* (ins Harvard Business Review* July, 1928* p*394-400.)

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

CONE, Keith G.

Vhat's wrong with instalment credit? BANKERS MONTHLY, October, 1955, pp. 13-15, 18.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

COURTNEY, C# j.

Instalment credit is needed for a balanced economy, CREDIT WORLD,

December, 1946.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

COX, Reavis

THE ECONOMICS OF INSTALMENT BUYING* Nev York* The Ronald Press Company, 1948.

525 pp.

Consumer credit

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

COX, Reavis

THE ECONOMICS OF INSTALMENT BUYING. New York; Ronald P r e s s , 1948.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

COX, Reavis

THE ECONOMICS

New York,

OF INSTALLMENT BUYING.

Ronald Press , 1948.

Sales Finance companies and instalment credit

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

COX, Reavim and BREIER, Ralph F.

THE ECONOMIC IMPLICATIONS OF CONSUMER PLANT AND EQUIPMENT—A STUDY IN THE ECONOMICS OF INSTALMENT BUYING. Washington: National Foundation for Consumer Credit, Inc*f 1945* 71 pp.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

COX, Reavis

Instalment Credit and the Consumer1 s Investment in Durable Goods, CREDIT WORLD, January, 1945.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

CRICK, W?

the Keen tunics o f \ns\ah**\enr lr<?dn>><j

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

DAUER, Ernst A*

COMPARATIVE OPERATING EXPERIENCE OF CONSUMER INSTAIMENT FINANCING AGENCIES AND COMMERCIAL BANKS, 1929-41* ("Financial Research Program, Studies in Consiaaer Instalment Financing,11 No* 10, New York:

National Bureau of Economic Research, Inc., 1944. Pp. xviii, 221*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

^.^.paratwc O p c r a ^ n ^ Perknr^ia^cc

RtfS^onc^ /9V^

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

DURAND, David

RISK ELEMENTS IN CONSDMER INSTALMENT FINANCING. New York: National Bureau of Economic Research, 1941.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

DURAND, David

RISK ELEMENTS IN CONSUMER INSTALMENT FINANCING. "Studies in Consumer Instalment Financing," No. 8. Nev York: National Bureau of Economic Research, Inc., 1941* Pp. xx + 163.

Review: by Margaret Grobben, JOURNAL OF POLITICAL ECONOMY, LI, April, 1943, pp. 185-6.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

DURAND, David

Risk elements in consumer instalment financing, ECONOMETRICA, Vol. 8, April, 1940, pp. 177-8 (ab­stract only).

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

EISNER, Reba

"Instalment Buying Gets a Brake, CONFERENCE BOARD BUSINESS RECORD,

June, 1951

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

FEDERAL RESERVE BULLETIN

The grovth of consumer installment credit, January, 1956.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

FETEFJtL RESEEVL PULLLTIN

Consumer installment credit• September, 1954.

Pp» 6.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

FEDERAL PESERVF FDLLETIN

Recent developments in instilment credit. April, 1949.

Pp. 9.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

FORTUNE

C.I.T.: The Biggest Retailer of Instalment Credit, FORTUNE, September, 1947.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

(msvj/ar Joicr^af or S^S/^<rS^

Wfitartf /<?3tT pp. 5 7 -

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Fe>sref< "Wirt. )•

(.amorne^ credit ChaMfrs after /J?*

Weir \JOORKS4L. op. 8i/S/A/£SZ I ~ •

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

C o n v o k e : r "* LOrUtJOSSr f^( of - £JfiCfc«}c» J

i d n . I<135\

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

POSTER, V. T.

"Installment selling at 12 per cent," ATLANTIC MONTHLY,

September, 1933. Pp. 5.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

FRIEDRICH, A. A.

Instalment Credit Makes Mass Production Possible , BANKING,

November, 1949.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M Interest-Hates

Froraan, Lewis A. Ahe cost of installment buying. (In; Harvard

Business Review, January 1933, p.227-236)

Discussion of the actual interest paid by installment purchasers*

Installment plan

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M Installment plan

Froman, Lewis A. The cost of installment buying.* (In:Harvard

Business Review, January 1933, p#227-236.)

Discussion of the actual interest paid by installment purchasers,

Interest - Rates

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

GAUMITZ, William F.

Sales Finance Companies, BULLETIN OF THE ROBERT MORRIS ASSOCIATES, SUPPLEMENT,.

date? November, 1949

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

GRIMES, V. H.

THE STORY OF COMMERCIAL CREDIT COMPANY, 1912-1945. Baltimore, Md.: The luthor, 1946.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

GRIMES, William A*

Financing automobile sales by the time-payment plan, (Prize mcrrography, Chicago Trust Company prizes for research relating to the financing of business enterprises.)

Chicago: A. V. Shaw Co., 1926. Pp. x, 116. Tablee, app. bibliog.

Larson, H.: development of time-payment plans and finance companies with emphasis on existing situation

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

/<?ec

^*i«»»i<« <*>s , a»ttit«st*lm*o* ScJcs

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

HALL, V. B.

Sales Finance Plan, BURROUGHS CLEARING HOUSE, February, 1946.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

HALL, W. B.

Installment loan policies and procedure, BANKERS MAGAZINE,

May, 194-0. Pp. A

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

HAMM, J . E.

The English Hire-Purchase Act, 1938: A Measure to Regulate Instalment Selling* New York: Russell Sage Foundation, 1940. Pp. 59.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

The kriqhsU litre - Purchase Aci J?

Hl% ; A Measure h Re^ulof* l^h/m&a

J ^ . Pp. Si.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

HAMM, J. E.

THE ENGLISH HIRE-PURCHASE ACT. New York: Russ*!! Sage Foundation, 1940.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

HARDT, Charles 0., Editor

COKSGMSR CREDIT AND ITS USES, by Fred H. Clarkson, Charles V. Coulter and others. For the Consumer Credit Institute of America, Inc, Nev Tort: Prentice-Hall, 1938,

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

HAKI^Q Hit***

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

HOLTHAUSEN, Duncan McC, MERRIAM, Malcolm L., and RUGENT, Rolf

THE VOLOME OF CONSUMER IHSTMMEHT CREDIT, 1929-38. Studies in Consumer Instalment -financing, Ho. 7. Hew York: Rational Bureau of Economic Research, 1940.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

HOLTHAUSEN, D.M., in co l laborat ion with MERRIAM, M.L. and NUGENT, R.

THE VOLUME OF CONSUMER INSTALMENT CREDIT, 1929-38. Stud, in Consumer Instalment Financing No. 7 . New York: National Bureau of Economic

Research, 1940. Pp. x i x , 137.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

The. F>nanti<J Pe>ha<t& 9 rJntUcm* $\

*f ttUn** Fet. i, I93S: . pp.n

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

BuArdu o£ uos/ies^ I v i e a ^ c t i ) o u / / p / ^

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

ILLINOIS BANKERS ASSOCIATION

laatalaent Lending Conference, Peoria, 111,, November, 1950. New York: Consolidated Reporting Co*, 1951.

Instalment Lending Conference, Springfield, 111,, September, 1951• New York: Consolidated Reporting Co., SSf *M& 1951

Instalment credit and sales financing

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

ILLINOIS BANKERS ASSOCIATION.

INSTALMENT LENDING CONFERENCE, eoria Illinois, November, 1950. New York: Consolidated Reporting Co., 1951.

INSTALMENT LENDING CONFERENCE, Springfield, Illinois, November, 1950. New York: Consolidated Reporting Co., 1951-

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

INSKEEP, ^ l l i s E.

Financing Automobile S a l e s , CREDIT AND FINANCIAL MANAGEMENT, August, 1946.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

KISSELGOFF, Avram

Factors affecting the demand for consumer instalment sales credit, JOURNAL OF FINANCE, VIII, No. 1, March, 1953, PP- 70-72.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

KIESELGQFF, Avram

Factors affecting the demand for consumer instalment sales credit. TECHNICAL PAPER 7* New York: National Bureau of Economic Research, 1952. Pp. ix, 70.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

KISSELGOFF, Avram

Factors Affecting the Demand for Consumer Instalment Sales Credit, TECHNICAL PAPER No* 7. New York: National Bureau of Economic Research, 1952. Pp. ix , 70.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

KISSELGOFF, Avram

The qualitative analysis of the demand for instalment sales credit, Proceedings of the Consumer Credit Conference, UNIVlRSITr OF ILLINOIS BULLETIN, Vol. IS, June, 1951*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

LEWIS, Robert E*

Some factors in the growth of consumer credit, THE JOUBNAL OF FINANCE, Vol* XI, May, 1956, pp* 249-256.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

tctmwc aspects of ir?sk/ar<r#f ^e///^

WV. /9f& ^ fy>. Lo-

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

obert Author File MERRICK, R. G.

THE MODERN CREDIT COMPANY* ITS PLACE IN BUSINESS FINANCING. Baltimore: Norman, Remington Co.,

1922, 81 pp.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

MERRICK, Robert G.

THE MODERN CREDIT COMPAHT: ITS PLACE IN BUSINESS FINANCING* Baltimore: The NormaA, Reming­ton Co., 1922* Tables, forms.

Larson: Brief description of formation of company which deals in accounts receivable and financing of con­sumers1 goods installment sales, its activities, and types of financing and functions performed. Scat­tered historical items and statistics. Based on interviews, correspondence, etc.

sales financing—finance Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

MOSS, Milton

A study of instlment credit terms, FEDERAL RESERVE BULLETIN,

December, 194-9* 7 pp.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M Ifinty, 1. Le It.

Banks and hire purchase agreements, (In: Bankers' Magazine, London, May 1934, p. 728-737)

A discussion of l e g a l questions concerning "instalments" or "hire purchase rent", as they affect banks.

Installment plan

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

MORS \JalUcc P-

Ma*-* regulation of ce1$il Msftl^ir^T

^OUflAML. OF 8US//U£:SS pT- I . *

OcHfer- I9SO pp. (?J-Pf. JT : Pfo^roa <j,j<J PfbbJe^st VcL**/^

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

MOSS, Muton

A study of instalment credit terms, FEDERAL RESERVE BULLETIN,

December, 1949. 7 pp.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

MOSS, Milton

Sales finance company operations in 1947, FEDERAL BESERVE BULLETIN,

July, 1948, pp. 781-6.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

MOSS, Milton

Sales Financing Company Operations in 1947. FEDERAL RESERVE BULLETIN, July, 1948.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

NATIONAL CONSUMER CREDIT CONFERENCE

Proceedings, April 3-5> 1955. Chapel Hill: University of North Carolina, School of Business Administration. 119561

97 pp.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

*V>«««*o^ AW. 4

6fc£/*T ^ K £ S B/UUXE& Vol. X v / i ; AJo •

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PATCH, B. W.

Instalment Credit, EDITORIAL RESEARCH REPORTS, March 30, 1948.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PHELPS, Clyde V.

FINANCING THE INSTALMENT PURCHASES OF TEE AMERICAN FAMILY. TEE MAJOR FUNCTION OF THE SALES FINANCE COMPANY. Stud, consumer credit no. 3« Baltimore: Commercial Credit Co., 1954. Pp. vii, 104.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PHELPS, Clyde V.

INSTALMENT SALES FINANCING: ITS SERVICES TO THE DEALER. Studies in Consianer Credit No. 2. Baltimore: Commercial Credit Co., 195?. Pp. vii, 96.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PHELPS, Clyde William

INSTALMENT SALES FINANCING: ITS SERVICES TO THE DEALER: AN IMPORTANT FUNCTION OF THE SALES FINANCE COMPANY. Studies in Consumer Credit, no. 2. Baltimore, Md.: Commercial Credit Company, 1953- Pp. 99.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PHELPS, Clude W.

Consumer Finance Company Charges: I and II, JOURNAL OF MARKETING, April, 1952, and July, 1952.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PHELPS, Clyde V.

Consumer Finance Company Chsirges, JOURNAL OF MARKETING, April-July, 1952.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PHELPS, Clyde ¥.

THE ROLE OF THE SALES FINANCE COMPANIES IN EIE AMERICAN ECONOMY.

Baltimore: Commercial Credit Company, 1952.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PHELPS, Clyde W.

Some trends in consumer instalment finance, SOCIAL STUDIES FOR TEACHERS AND ADMINISTRATORS,

April, 1946.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PLUMMER, ¥. C. and YOUNG, Ralph A.

SALES FINANCE COMPANIES AND THEIR CREDIT PRACTICES. Studies in Consumer Instilment Financing No. 2. New York: National Bureau of Economic Research, 1940. Pp. 321.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

PLUMMER, Wilbur C and YOUNG, Ralph

SALES FINANCE COMPANIES AND THEIR CREDIT PRACTICES. "Financial Research Program of the National Bureau of Economic Researchf Studies in Consumer Instalment Financing* No. 2.

New York: National Bureau of Economic Research, 1940, Pp. xxiii • 298.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

r I w r h M ^ r Vv«C

icifoce I ?h, Delphi*. ) *#td? . vof.;^JUou*ry W.a.7

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

The of butane or> i h c •Msia.flttusrrt- p**1", "**JF

PoUlucJ a ^ d S o c i a l S c i e n c e C / / / ^

January I <U7«

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

BOBBINS, V. David

CONSUMER INSTALMENT LOANS* Columbus: Ohio State University Press, 1955*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

ROBBINS, W. David

DONSUMER INSTALMENT LOANS-. AN ANALYSIS OF LOANS BY PRINCIPLE TYPES OF LENDING INSTITUTIONS AND BY TYPES OP BORROWERS; ed. by Theodore N. Beokman. Columbus: Ohio State University, College of Commerce and Business Administration, Bureau of Business Research, 1955* 185 pp.

Analysis of data from consumer finance companies, instal­ment loan depts. of commercial banks, and credit union.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

ROBBINS, W. D.

CONSUMER INSTALMENT LOANS—AN ANALYSIS OF LOANS BY PRINCIPAL TYPES OF LENDING INSTITUTIONS AND BY TYPES OF BORROWERS. Columbuss Bureau of Business Research, Ohio State University, 1955. Pp. xvii, 168.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

t>4fhf*i(i*»$ t y iff****)

Ckw ftd* £W# CUfa* «)

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

V Roddf Francis .

The deferred payments system in the United Sta tes . (In The Economic journa l . v.36 fJune, 1926. p.204-14. )

Conclusion seems to he that there i s nothing inherent in instalment purchasing system i t s e l f l ike ly to cause a c r i s i s . But if a c redi t crisis were to take place for some other reason, system would probably aggravate s i t u a t i o n .

Instalment plan

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Iff SchmalSt Carl N.

Where is installment selling headed? (In: Harvard Busineir Review, Autumn, 1938,p*85-95.)

Thus far at least the influence of install­ment selling on open-account business seems not to have been harmful.

Installment plan

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

H Installment plan

Schmalz, Carl N# Where i s instal lment se l l ing headed? ( in :

Harvard Business Review, Autumn,1958,p.85-95)

Thus far a t l e a s t the influence of i n s t a l l ­ment sel l ing on open-account business seems not to have been harmful.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

SCHMUS, E. E.

Instalment credit and its effect on our economy, CREDIT WORLD, August, 1947 •

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

^/Cc p/-C5, l~ir${ Atefr c*oo./

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

SELIGMAN, Edvin R. A. and associates

THE ECONOMICS OF INSTILMENT SELLING: A STUDY IN CONSUMERS' CREDIT WITH SPECIAL REFERENCE TO THE AUTOMOBILE. 2 vols* New York: Harper, 1927. Pp. xii, 357; 623. Tables* charts, classifiid bibliog.

Larson: A brief history of installment selling and the methods and institutions in installment credit in the U.S. in the 19th and 20th centuries; and an examination of the nature, characteristics, and effects of install­ment credit, based on a series of five investigations of installment selling in various industries—the mater­ial is grouped under consumer's, dealer1s, repossession, depression, and merchandise studies—with the statistical

data, coaments, and hiatoricaL information printed as volume II.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

SELIGMAN, Edwin R. A. and a s s o c i a t e s

THE ECONOMICS OF INSTALMENT SELLING, A STUDY IN CONSUMERS' CREDIT. New York: Harper & Bros . ,

1927.

Consumer Finance

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M.

Seligman. 2dwin ?t# A* [Discussion of analysis of instalment selling

in Ms recent lecture in London]. (In: 2he Statist* July 23, 1927* p.143. )

Instalment plan*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

SfcMGM/»A> £.R/J • i

• " — — — • — — " • *

vols.i~ . iq*7.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

SHAY, Robert

Postwar developments in the market for consumer instalment credit, THE JOUBNAL OF FINANCE, Vol. XI, May, 1956, pp. 229-248.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

SHIFPEE, I. E«

Finance company functions in relation to banking, BANKERS MAGAZINE,

January, 1929.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

SMITH, Pa£L F,

Extensions and repayments of consumer i n s t a l ­ment credit, FEDERAL RESERVE BULLETIN, Vol, 40, Jen, 1954, pp. 9-22,

consumer credit outstanding—extensions and repayments of consumer i n s t a l ­ment credit

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

SMITH, P* F.

Extensions and repayments of consumer instalment credit, FEDERAL RESERVE BULLETIN,

January, 1954. 14 pp.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

WAASDIJK, T. Van

HIRE PURCHASE CREDIT IN SOUTH AFRICA. Johannesburg: Witwatersrand University-Press, (Jan.) 1956.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

WARD, G. J .

Instalment buying and i t s u s e s , JOURNAL OF HOME ECONOMICS,

March, 1950.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

WEBSTER, P. M.

Changes in instalment credit terms, FEDERAL RESERVE BULLETIN, May, 1952.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M Weiss, Julian D.

Installment selling: a critical view* (In: Harvard Business Review, Autumn,1938,p#96-l04.)

Suggests that there is need of control to be undertaken by the industry itself. Certain trends have developed practices so hamful in their economic and social effects that they require Intelligent and penaanent correction.

Installment plan

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

H Installment plan

Weiaa* Julian D. Installment selling: a critical view. (In:

Harvard Business Review, ^tuinn,1958,p.96-104)

Suggests that there is need of control to be undertaken by the industry it self # Certain trends have developed practices so harmful in their economic and social effects that the re­quire intelligent and permanent correction*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

M v.F. "^i*6! Wilford L.

Install- Installment credits: what are the facts? (In ment. Credit and Financial Managementf Dec*1937,p.6-8)

Describes the new installment credit unit established in the Commerce Department to he headed by U^L Jfferrianu and the study in process of the amount and basis for all installment trans-actions*

Clipped and filed in v,f• Installment plan

Installment plan*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

WRIC&T, Harold Bnerson

THE FINANCING OF AUTOMOBILE INSTALLMENT SALES. Chicago: A. V. Shav Co., 1927. Pp» i x , 86. Tabiey, fxyrms, charts, bibl iog.

Larson, H.: A description of current organization and practices in financing installment sales of auto­mobiles. General.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

WMGHT M.£

f

\ht »inane** <| *>* ^uh>*<u>&i(c InsTilmoT Sa.(cs .

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

YOUNG, Ralph A. and BERNSTEIN, Blanche

The Statistical Pattern of Installment i"ebt, National Bureau of Economic Research, BULLETIN 76-77, October 15, 1939.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis