8/3/2019 3877130

1/18

DOC #3877130

04/30/2010 04:57:01 PM

ElectronicRecording Requested WESTERN TITLE INC RIDGE

Washoe County RecorderThe undersignedhereby affirmsthatthis Kathryn L. Burke

- Recorderdocument submittedforrecordingdoes not Fee: $31.00 RPTT: $0containany personalinformation' Page 1 of 18

Assessor ParcelNois): 085-261-38 &085-261-41 & 085-261-41

RECORDATION REQUESTED BY:

WHEN RECORDED MAIL TO:

PLUMAS BANK, TRUCKEE BRANCH, 11638 DONNER PASS ROAD, TRUCKEE, CA 96161

SEND TAX NOTICES TO:

HighlandStores,Inc;5690 Sun ValleyBoulevard;Sun Valley, NV 89433

FOR RECORDER'S USE ONLY

DEED OF TRUST

THIS DEED OF TRUST is dated April 23, 2010, among Highland Stores, Inc, a Nevada

Corporation ("Grantor");PLUMAS BANK, whose address is TRUCKEE BRANCH, 11638

DONNER PASS ROAD, TRUCKEE, CA 96161 (referredto below sometimes as "Lender" and

sometimes as "Beneficiary");and Western TitleCompany, whose address is 241 Ridge St.,

Suite100, Reno, NV 89501 (referredto below as "Trustee").

CONVEYANCE AND GRANT. For valuableconsideration,Grantor irrevocablygrants,bargains,

sellsand conveys to Trustee with power of saleforthe benefitof Lender as Beneficiaryallof

Grantor'sright,title,and interestin and to the followingdescribedrealproperty,togetherwith

all existingor subsequently erected or affixedbuildings,improvements and fixtures;all

easements, rightsof way, and appurtenances;allwater, water rightsand ditchrights(including

stock in utilitieswith ditchor irrigationrights);and allother rights,royalties,and profitsrelating

to the realproperty,includingwithout limitationallminerals,oil,gas, geothermal and similar

matters,(the"Real Property")locatedinWashoe County, Stateof Nevada:

See EXHIBIT "A", which isattachedto thisDeed ofTrustand made a partof thisDeed of

Trustas iffullyset forthherein.

The Real Property or itsaddress is commonly known as 5690 Sun Valley Boulevard,Sun

Valley, NV 89433.

8/3/2019 3877130

2/18

3877130 Page 2 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 2

Grantorpresently,absolutely,and irrevocablyassigns to Lender (alsoknown as Beneficiaryin

thisDeed of Trust)allof Grantor'sright,title,and interestin and to allpresent and future

leasesof the Propertyand allRents from the Property. In addition,Grantorgrantsto Lender aUniform Commercial Code securityinterestinthe PersonalProperty.

THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY

INTEREST IN THE PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF T HE

INDEBTEDNESS INCLUDING FUTURE ADVANCES AND (B) PERFORMANCE OF ANY AND ALL

OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST.

THIS DEED OF TRUST ISGIVEN AND ACCEPTED ON THE FOLLOWING TERMS:

PAYMENT AND PERFORMANCE. Except as otherwiseprovidedinthisDeed of Trust,Grantor

shallpay to Lender allamounts secured by thisDeed of Trust as they become due, and shall

strictlyand ina timelymanner performallof Grantor'sobligationsunder the Note, thisDeed of

Trust,and the RelatedDocuments.

STATUTORY COVENANTS. The followingStatutoryCovenants are hereby adopted and made apartof thisDeed of Trust: Covenants Nos. 1, 3, 4, 5, 6, 7, 8 and 9 of N.R.S. 107.030. For

Covenant 4, upon default,includingfailureto pay upon finalmaturity,the totalsum due under

the Note willcontinueto accrue interestat the interestrate under the Note. However, inno

event willthe interestrateexceed the maximum interestratelimitationsunder applicablelaw.

The percent of counsel fees under Covenant No. 7 shallbe ten percent(10%). Except for

Covenants Nos. 6, 7, and 8, to the extentany terms of thisDeed of Trustare inconsistentwith

the StatutoryCovenants the terms of thisDeed of Trust shallcontrol. Covenants 6, 7, and 8

shallcontrolover the expressterms of any inconsistentterms of thisDeed of Trust.

POSSESSION AND MAINTENANCE OF THE PROPERTY. Grantor agrees that Grantor's

possessionand use ofthe Propertyshallbe governed by the followingprovisions:

Possessionand Use. Untilthe occurrenceof an Event of Default,Grantormay (1) remain

inpossession and controlof the Property; (2) use, operate or manage the Property;and

(3) collectthe Rents from the Property.

Duty to Maintain. Grantorshallmaintainthe Propertyin tenantableconditionand promptly

performallrepairs,replacements,and maintenance necessaryto preserveitsvalue.

Compliance With EnvironmentalLaws. Grantor representsand warrants to Lender that: (1)

During the period of Grantor's ownership of the Property,there has been no use,

generation,manufacture,storage,treatment,disposal,releaseor threatenedreleaseof any

Hazardous Substance by any person on, under, about or from the Property; (2) Grantor

has no knowledge of, or reason to believethat there has been, except as previously

disclosedto and acknowledged by Lender in writing, (a) any breach or violationof any

EnvironmentalLaws, (b) any use, generation,manufacture,storage,treatment,disposal,

releaseor threatenedreleaseofany

Hazardous Substance on, under, about or from the

Propertyby any priorowners or occupants of the Property,or (c) any actualor threatened

litigationor claimsof any kind by any person relatingto such matters;and (3) Except as

previouslydisclosedto and acknowledged by Lender inwriting,(a) neitherGrantor nor any

tenant, contractor,agent or other authorizeduser of the Property shalluse, generate,

manufacture,store,treat,disposeof or releaseany Hazardous Substance on, under, about

or from the Property;and (b) any such activityshallbe conducted in compliance with all

8/3/2019 3877130

3/18

3877130 Page 3 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 3

applicablefederal,state, and locallaws, regulationsand ordinances,includingwithout

limitationallEnvironmentalLaws. Grantor authorizesLender and itsagents to enter upon

the Propertyto make such inspectionsand tests,at Grantor'sexpense, as Lender may deem

appropriateto determine compliance of the Propertywith thissectionof the Deed of Trust.

Any inspectionsor testsmade by Lender shall be for Lender'spurposes only and shallnot

be construed to createany responsibilityor liabilityon the part of Lender to Grantor or to

any other person. The representationsand warrantiescontained herein are based on

Grantor'sdue diligencein investigatingthe Property for Hazardous Substances. Grantor

hereby (1) releasesand waives any future claims against Lender for indemnity or

contributionin the event Grantor becomes liablefor cleanup or othercosts under any such

laws; and (2) agrees to indemnify,defend,and hold harmless Lender againstany and all

claims,losses,liabilities,damages, penalties,and expenses which Lender may directlyor

indirectlysustainor sufferresultingfrom a breach of thissectionof the Deed of Trustor as

a consequence of any use, generation,manufacture,storage,disposal,releaseor threatened

releaseoccurringpriorto Grantor'sownership or interestinthe Property,whether or not the

same was or should have been known to Grantor. The provisionsof thissectionof the

Deed of Trust,includingthe obligationto indemnifyand defend, shallsurvivethe payment

of the Indebtednessand the satisfactionand reconveyance of the lienof thisDeed of Trust

and shallnot be affectedby Lender'sacquisitionof any interestin the Property,whether by

foreclosureor otherwise.

Nuisance, Waste. Grantor shallnot cause, conduct or permit any nuisance nor commit,

permit,or sufferany strippingof or waste on or to the Propertyor any portionof the

Property.Without limitingthe generalityof the foregoing,Grantorwillnot remove, or grant

to any other partythe rightto remove, any timber,minerals(includingoiland gas),coal,

clay,scoria,soil,gravelor rockproductswithoutLender'spriorwrittenconsent.

Removal of Improvements. Grantor shallnot demolish or remove any Improvements from

the Real Propertywithout Lender'spriorwrittenconsent. As a conditionto the removal ofany Improvements, Lender may requireGrantor to make arrangements satisfactoryto

Lender to replacesuch improvements with improvements of atleastequalvalue.

Lender'sRight to Enter. Lender and Lender'sagents and representativesmay enter upon

the Real Propertyat allreasonabletimes to attend to Lender'sinterestsand to inspectthe

Real Propertyfor purposes of Grantor'scompliance with the terms and conditionsof this

Deed of Trust.

Compliance with Governmental Requirements. Grantorshallpromptly comply with alllaws,

ordinances,and regulations,now or hereafterin effect,of allgovernmental authorities

applicableto the use or occupancy of the Property,includingwithout limitation,the

Americans With Disabilities Act. Grantormay contest in good faithany such law,

ordinance, or regulationand withhold compliance during any proceeding, including

appropriateappeals,so long as Grantorhas notifiedLender in writingpriorto doing so andso long as, in Lender'ssole opinion,Lender'sinterestsin the Propertyare not jeopardized.

Lender may requireGrantor to post adequate securityor a surety bond, reasonably

satisfactoryto Lender,to protectLender'sinterest.

Duty to Protect. Grantor agrees neitherto abandon or leave unattended the Property.

Grantor shalldo allother acts,in additionto those acts set forthabove in thissection,

8/3/2019 3877130

4/18

3877130 Page 4 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 4

which from the characterand use of the Propertyare reasonablynecessaryto protectand

preservethe Property.

TAXES AND LIENS. The followingprovisionsrelatingto the taxes and lienson the Propertyare

partof thisDeed of Trust:

Payment. Grantor shallpay when due (and in allevents priorto delinquency)alltaxes,

specialtaxes, assessments, charges (includingwater and sewer), finesand impositions

leviedagainstor on account of the Property,and shallpay when due allclaimsfor work

done on or for servicesrendered or materialfurnishedto the Property. Grantor shall

maintainthe Propertyfree of alllienshavingpriorityover or equal to the interestof Lender

under thisDeed of Trust,except forthe lienof taxes and assessments not due and except

as otherwiseprovidedinthisDeed of Trust.

Right to Contest. Grantor may withhold payment of any tax, assessment, or claim in

connectionwith a good faithdisputeover the obligationto pay, so long as Lender'sinterest

in the Propertyis not jeopardized. Ifalien arisesor is filedas a resultof nonpayment,Grantor shallwithinfifteen(15) days afterthe lienarisesor,ifalien isfiled,withinfifteen

(15) days afterGrantor has notice of the filing,secure the dischargeof the lien,or if

requested by Lender, deposit with Lender cash or a sufficientcorporatesurety bond or

other securitysatisfactoryto Lender in an amount sufficientto dischargethe lienplus any

costs and attorneys'fees,or othercharges thatcould accrue as a resultof a foreclosureor

saleunder the lien.In any contest,Grantorshalldefend itselfand Lender and shallsatisfy

any adverse judgment beforeenforcement againstthe Property. Grantorshallname Lender

as an additionalobligeeunder any surety bond furnishedinthe contestproceedings.

Evidence of Payment. Grantorshallupon demand furnishto Lender satisfactoryevidenceof

payment of the taxes or assessments and shallauthorizethe appropriategovernmental

officialto deliverto Lender at any time a writtenstatement of the taxes and assessments

againstthe Property.

Notice of Construction. Grantor shallnotifyLender at leastfifteen(15) days before any

work is commenced, any servicesare furnished,or any materialsare supplied to the

Property,if any mechanic's lien,materialmen'slien,or other liencould be asserted on

account of the work, services,or materials.Grantor willupon requestof Lender furnishto

Lender advance assurances satisfactoryto Lender thatGrantor can and willpay the cost of

such improvements.

PROPERTY DAMAGE INSURANCE. The followingprovisionsrelatingto insuringthe Property

area partof thisDeed of Trust.

Maintenance of Insurance.Grantorshallprocureand maintainpoliciesof fireinsurancewith

standard extended coverage endorsements on a replacement basis for the fullinsurable

valuecovering

allImprovements

on the RealProperty

in an amount sufficientto avoid

applicationof any coinsuranceclause,and with a standard mortgagee clause in favor of

Lender. Grantorshallalsoprocureand maintaincomprehensive generalliabilityinsurancein

such coverage amounts as Lender may requestwith Trustee and Lender being named as

additionalinsuredsin such liabilityinsurancepolicies.Additionally,Grantor shallmaintain

such other insurance,includingbut not limitedto hazard,business interruption,and boiler

insurance,as Lender may reasonablyrequire. Policiesshallbe writtenin form, amounts,

8/3/2019 3877130

5/18

3877130 Page 5 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 5

coverages and basis reasonably acceptable to Lender and issued by a company or

companies reasonablyacceptableto Lender. Grantor,upon requestof Lender,willdeliverto

Lender from time to time the policiesor certificatesof insurancein form satisfactoryto

Lender,includingstipulationsthat coverages willnot be cancelledor diminishedwithout at

leastseven (7)days priorwrittennoticeto Lender. Each insurancepolicyalso shallinclude

an endorsement providingthatcoverage in favor of Lender willnot be impairedin any way

by any act,omission or defaultof Grantor or any otherperson. Should the Real Propertybe

located in an area designated by the Directorof the Federal Emergency Management

Agency as a specialfloodhazard area,Grantor agrees to obtainand maintainFederalFlood

Insurance,ifavailable,within45 days afternoticeis given by Lender that the Propertyis

locatedin a specialfloodhazard area,forthe fullunpaid principalbalance of the loan and

any priorlienson the propertysecuringthe loan,up to the maximum policylimitsset under

the NationalFlood InsuranceProgram, or as otherwise requiredby Lender,and to maintain

such insuranceforthe term of the loan.

Applicationof Proceeds. Grantorshallpromptly notifyLender of any lossor damage to theProperty.Lender may make proofof lossifGrantorfailsto do so withinfifteen(15)days of

the casualty. Whether or not Lender's securityis impaired,Lender may, at Lender's

election,receiveand retainthe proceeds of any insuranceand apply the proceeds to the

reductionof the indebtedness,payment of any lienaffectingthe Property,orthe restoration

and repairof the Property. IfLender electsto applythe proceeds to restorationand repair,

Grantor shallrepairor replace the damaged or destroyed improvements in a manner

satisfactoryto Lender. Lender shall,upon satisfactoryproof of such expenditure,pay or

reimburse Grantor from the proceeds for the reasonablecost of repairor restorationif

Grantor is not in defaultunder thisDeed of Trust. Any proceeds which have not been

disbursedwithin 180 days aftertheirreceiptand which Lender has not committed to the

repairor restorationof the Propertyshallbe used firstto pay any amount owing to Lender

under thisDeed of Trust,then to pay accrued interest,and the remainder,ifany, shallbe

appliedto the principal balance of the Indebtedness. IfLender holds any proceeds after

payment in fullof the indebtedness,such proceeds shallbe paid to Grantor as Grantor's

Interests may appear.

Grantor'sReport on Insurance. Upon request of Lender, however not more than once a

year,Grantor shallfurnishto Lender a reporton each existingpolicyof insuranceshowing:

(1) the name of the insurer;(2) the risksinsured;(3) the amount of the policy;(4) the

propertyinsured,the then currentreplacementvalue of such property,and the manner of

determiningthat value;and (5) the expirationdate of the policy. Grantor shall,upon

requestof Lender,have an independentappraisersatisfactoryto Lender determinethe cash

value replacementcostof the Property.

LENDER'S EXPENDITURES. Ifany actionor proceeding iscommenced that would materially

affectLender'sinterestin theProperty

or ifGrantor failstocomply

withany provision

of this

Deed of Trust or any Related Documents, including but not limitedto Grantor'sfailureto

dischargeorpay when due any amounts Grantor isrequiredto dischargeor pay under thisDeed

of Trustor any RelatedDocuments, Lender on Grantor'sbehalfmay (butshallnot be obligated

to)take any actionthat Lender deems appropriate,including but not limitedto dischargingor

paying alltaxes,liens,securityinterests,encumbrances and otherclaims,at any time leviedor

placed on the Property and paying allcosts for insuring,maintainingand preservingthe

8/3/2019 3877130

6/18

3877130 Page 6 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 6

Property. Allsuch expendituresincurredor paid by Lender for such purposes willthen bear

interestat the ratecharged under the Note from the date incurredor paidby Lender to the date

of repayment by Grantor. Allsuch expenses willbecome a part of the Indebtednessand, atLender'soption,will (A) be payableon demand; (B) be added to the balanceof the Note and

be apportionedamong and be payable with any installmentpayments to become due during

either (1) the term of any applicableinsurancepolicy;or (2) the remainingterm of the Note;

or (C) be treatedas a balloonpayment which will be due and payable at the Note's maturity.

The Deed of Trustalsowillsecurepayment of these amounts. Such rightshallbe inadditionto

allotherrightsand remedies to which Lender may be entitledupon Default.

WARRANTY; DEFENSE OF TITLE. The followingprovisionsrelatingto ownership of the

Propertyarea partof thisDeed of Trust:

Title.Grantor warrants that: (a)Grantor holds good and marketabletitleof recordto the

Propertyin fee simple,free and clearof allliensand encumbrances other than those set

forthinthe Real Propertydescriptionor in any titleinsurancepolicy,titlereport,or finaltitle

opinionissued in favor of,and accepted by, Lender inconnection with thisDeed of Trust,

and (b)Grantor has the fullright,power, and authorityto execute and deliverthisDeed of

Trustto Lender.

Defense of Title.Subject to the exception in the paragraph above, Grantor warrants and

willforeverdefend the titleto the Propertyagainstthe lawfulclaimsof allpersons. In the

event any actionor proceedingiscommenced that questionsGrantor'stitleor the interest

of Trusteeor Lender under thisDeed of Trust,Grantor shalldefend the actionat Grantor's

expense. Grantormay be the nominalpartyinsuch proceeding, but Lender shallbe entitled

to participatein the proceeding and to be representedin the proceeding by counsel of

Lender's own choice,and Grantor willdeliver,or cause to be delivered,to Lender such

instrumentsas Lender may requestfrom time to time to permitsuch participation.

Compliance With Laws. Grantor warrants that the Property and Grantor'suse of theProperty complies with all existingapplicable laws, ordinances, and regulationsof

governmentalauthorities.

Survival of Representations and Warranties. All representations,warranties, and

agreements made by Grantor in thisDeed of Trust shallsurvivethe executionand delivery

of thisDeed of Trust,shallbe continuingin nature,and shallremain in fullforceand effect

untilsuch time as Grantor'sindebtednessshallbe paid infull.

CONDEMNATION. The followingprovisionsrelatingto condemnation proceedingsare a partof

thisDeed of Trust:

Proceedings. If any proceeding in condemnation is filed,Grantor shall promptly notify

Lender in writing,and Grantor shallpromptly take such steps as may be necessary to

defend the action and obtain the award. Grantormay

be the nominalparty

in such

proceeding, but Lender shall be entitledto participatein the proceeding and to be

representedin the proceeding by counsel of itsown choice,and Grantor willdeliveror

cause to be deliveredto Lender such instrumentsand documentation as may be requested

by Lenderfrom time to time to permitsuch participation.

Applicationof Net Proceeds. Ifallor any part of the Propertyis condemned by eminent

domain proceedingsor by any proceedingor purchase in lieuof condemnation, Lender may

8/3/2019 3877130

7/18

3877130 Page 7 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 7

at itselectionrequirethatallor any portionof the net proceeds of the award be appliedto

the indebtedness or the repairor restorationof the Property. The net proceeds of the

award shallmean the award afterpayment of allreasonablecosts,expenses, and attorneys'fees incurredby Trustee or Lender in connection with the condemnation. Grantor waives

any legal or equitable interestin the net proceeds and any right to require any

apportionmentof the net proceeds of the award. Grantor agrees that Lender isentitledto

apply the award in accordance with thisparagraph without demonstratingthat itssecurity

has been impaired.

IMPOSITION OF TAXES, FEES AND CHARGES BY GOVERNMENTAL AUTHORITIES. The

followingprovisionsrelatingto governmental taxes,fees and charges area partof thisDeed of

Trust:

Current Taxes, Fees and Charges. Upon request by Lender, Grantor shallexecute such

documents in additionto thisDeed of Trust and take whatever otheractionisrequestedby

Lender to perfectand continueLender'slienon the Real Property. Grantor shallreimburse

Lender foralltaxes,as describedbelow, togetherwith allexpenses incurredin recording,

perfectingor continuingthisDeed of Trust, includingwithout limitationalltaxes, fees,

documentary stamps, and othercharges forrecordingor registeringthisDeed of Trust.

Taxes. The followingshallconstitutetaxes to which thissectionapplies:(1) a specifictax

upon thistype of Deed of Trustor upon allor any partof the Indebtednesssecured by this

Deed of Trust; (2) a specifictax on Grantor which Grantor is authorizedor requiredto

deduct from payments on the Indebtednesssecured by thistype of Deed of Trust; (3) a

tax on thistype of Deed of Trust chargeableagainstthe Lender or the holderof the Note;

and (4) a specifictax on allor any portionof the Indebtednessor on payments of principal

and interestmade by Grantor.

Subsequent Taxes. Ifany tax to which thissectionappliesisenacted subsequent to the

date of thisDeed of Trust,thisevent shallhave the same effectas an Event of Default,andLender may exerciseany or allof itsavailableremedies foran Event of Defaultas provided

below unless Grantor either (1) pays the tax before it becomes delinquent,or (2)

conteststhe tax as providedabove inthe Taxes and Lienssectionand depositswith Lender

cash or a sufficientcorporatesurety bond or othersecuritysatisfactoryto Lender.

SECURITY AGREEMENT; FINANCING STATEMENTS. The followingprovisionsrelatingto this

Deed of Trustas a securityagreement area partof thisDeed of Trust:

SecurityAgreement. This instrumentshallconstitutea SecurityAgreement to the extent

any of the Propertyconstitutesfixtures,and Lender shallhave allof the rightsof a secured

partyunder the Uniform Commercial Code as amended from time to time.

SecurityInterest.Upon requestby Lender,Grantor shalltake whatever actionisrequested

byLender to

perfectand continue Lender's securityinterestin the Rents and Personal

Property. In additionto recordingthisDeed of Trust in the realpropertyrecords,Lender

may, at any time and withoutfurtherauthorizationfrom Grantor,fileexecuted counterparts,

copies or reproductionsof this Deed of Trust as a financingstatement. Grantor shall

reimburseLender forallexpenses incurredinperfectingor continuingthissecurityinterest.

Upon default,Grantor shallnot remove, sever or detach the PersonalPropertyfrom the

Property. Upon default,Grantor shallassemble any Personal Propertynot affixedto the

8/3/2019 3877130

8/18

3877130 Page 8 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 8

Propertyina manner and at a placereasonablyconvenientto Grantorand Lender and make

itavailableto Lender withinthree (3) days afterreceiptof writtendemand from Lender to

the extentpermittedby applicablelaw.

Addresses. The mailingaddresses of Grantor (debtor)and Lender (securedparty)from

which informationconcerning the securityinterestgranted by this Deed of Trust may be

obtained(each as requiredby the Uniform Commercial Code) are as statedon the firstpage

of thisDeed of Trust.

FURTHER ASSURANCES; ATTORNEY-IN-FACT. The followingprovisionsrelatingto further

assurancesand attorney-in-factarea partof thisDeed of Trust:

FurtherAssurances. At any time, and from time to time, upon requestof Lender,Grantor

willmake, execute and deliver,or willcause to be made, executed or delivered,to Lender or

to Lender'sdesignee,and when requestedby Lender,cause to be filed,recorded,refiled,or

rerecorded,as the case may be, at such times and insuch officesand placesas Lender may

deem appropriate,any and allsuch mortgages, deeds of trust,securitydeeds, securityagreements, financing statements, continuation statements, instruments of further

assurance, certificates,and other documents as may, in the sole opinionof Lender, be

necessary or desirableinorderto effectuate,complete,perfect,continue,or preserve (1)

Grantor'sobligationsunder the Note, thisDeed of Trust,and the RelatedDocuments, and

(2) the liensand securityinterestscreatedby thisDeed of Trustas firstand priorlienson

the Property,whether now owned or hereafteracquiredby Grantor. Unless prohibitedby

law or Lender agrees to the contraryin writing,GrantorshallreimburseLender for allcosts

and expenses incurredinconnectionwith the mattersreferredto inthisparagraph.

Attorney-in-Fact.If Grantor failsto do any of the things referredto in the preceding

paragraph,Lender may do so forand inthe name of Grantor and at Grantor'sexpense. For

such purposes,Grantor hereby irrevocablyappointsLender as Grantor'sattorney-in-factfor

the purpose of making, executing,delivering,filing,recording,and doing allother thingsasmay be necessaryor desirable,in Lender'ssoleopinion,to accomplishthe matters referred

to inthe precedingparagraph.

EVENTS OF DEFAULT. Each of the following,at Lender'soption,shallconstitutean Event of

Defaultunder thisDeed of Trust:

Payment Default.Grantorfailsto make any payment when due under the Indebtedness.

Other Defaults. Grantor failsto comply with or to perform any other term, obligation,

covenant or conditioncontainedinthisDeed of Trustor inany of the RelatedDocuments or

to comply with or to performany term, obligation,covenant or conditioncontained in any

otheragreement between Lender and Grantor.

Compliance Default. Failureto comply with any other term, obligation,covenant or

conditioncontainedinthisDeed of Trust,the Note or in any of the RelatedDocuments.

Defaulton Other Payments. Failureof Grantor withinthe time requiredby thisDeed of

Trust to make any payment for taxes or insurance,or any other payment necessary to

preventfilingof or to effectdischargeof any lien.

Defaultin Favor of Third Parties. Should Grantor defaultunder any loan,extension of

credit,securityagreement,purchase or salesagreement, or any otheragreement, infavorof

8/3/2019 3877130

9/18

3877130 Page 9 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 9

any other creditoror person that may materiallyaffect any of Grantor'sproperty or

Grantor's abilityto repay the indebtedness or Grantor's abilityto perform Grantor's

obligationsunder thisDeed of Trustor any of the RelatedDocuments.

Defaulton SubordinateIndebtedness. Defaultby Grantor under any subordinateobligation

or instrumentsecuringany subordinateobligationor commencement of any suitor other

actionto forecloseany subordinatelienon the Property.

FalseStatements. Any warranty,representationor statement made or furnishedto Lender

by Grantor or on Grantor'sbehalfunder this Deed of Trust or the Related Documents is

falseor misleadingin any materialrespect,eithernow or at the time made or furnishedor

becomes falseormisleadingat any time thereafter.

DefectiveCollateralization.This Deed of Trust or any of the Related Documents ceases to

be in fullforceand effect(includingfailureof any collateraldocument to createa validand

perfectedsecurityinterestor lien)at any time and forany reason.

Insolvency. The dissolutionor terminationof Grantor'sexistenceas a going business,the

insolvencyof Grantor,the appointment of a receiverforany partof Grantor'sproperty,any

assignment forthe benefitof creditors,any type of creditorworkout, or the commencement

of any proceedingunder any bankruptcyor insolvencylaws by or againstGrantor.

Creditoror ForfeitureProceedings. Commencement of foreciosureor forfeitureproceedings,

whether by judicialproceeding,self-help,repossessionor any othermethod, by any creditor

of Grantor or by any governmental agency againstany propertysecuringthe indebtedness.

This includesa garnishmentof any of Grantor'saccounts,includingdepositaccounts,with

Lender. However, thisEvent of Defaultshallnot apply ifthereis a good faithdisputeby

Grantoras to the validityor reasonablenessof the claimwhich isthe basisof the creditoror

forfeitureproceedingand ifGrantorgives Lender writtennoticeof the creditoror forfeiture

proceeding and depositswith Lender monies or a surety bond for the creditoror forfeiture

proceeding,inan amount determinedby Lender,in itssolediscretion,as being an adequate

reserveor bond forthe dispute.

Events AffectingGuarantor. Any of the preceding events occurs with respect to any

Guarantor of any of the Indebtednessor any Guarantor dies or becomes incompetent,or

revokes or disputesthe validityof,or liabilityunder,any Guaranty of the Indebtedness.

Adverse Change. A materialadverse change occurs in Grantor'sfinancialcondition,or

Lenderbelievesthe prospectof payment or performance of the Indebtednessisimpaired.

Rightto Cure. Ifany default,otherthan a defaultinpayment iscurableand ifGrantor has

not been given a noticeof a breach of the same provisionof thisDeed of Trust withinthe

precedingtwelve (12)months, itmay be cured ifGrantor,afterLender sends writtennotice

to Grantor demanding cure of such default:(1) cures the defaultwithinfifteen(15) days;

or (2) ifthe cure requiresmore than fifteen(15) days, immediatelyinitiatessteps whichLender deems in Lender'ssolediscretionto be sufficientto cure the defaultand thereafter

continues and completes all reasonable and necessary steps sufficientto produce

compliance as soon as reasonablypractical.

RIGHTS AND REMEDIES ON DEFAULT. Ifan Event of Defaultoccurs under thisDeed of Trust,

at any time thereafter,Trustee or Lender may exerciseany one or more of the followingrights

8/3/2019 3877130

10/18

3877130 Page 10 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 10

and remedies:

Electionof Remedies. Electionby

Lender topursue any remedy

shallnot excludepursuit

of

any other remedy, and an electionto make expendituresor to take actionto perform an

obligationof Grantorunder thisDeed of Trust,afterGrantor'sfailureto perform,shallnot

affectLender'srightto declarea defaultand exerciseitsremedies.

AccelerateIndebtedness. Lender shallhave the rightat itsoptionwithoutnoticeto Grantor

to declarethe entireIndebtednessimmediatelydue and payable,includingany prepayment

feewhich Grantorwould be requiredto pay.

Foreclosure.With respectto allor any partof the Real Property,the Trustee shallhave the

rightto forecloseby noticeand sale,and Lender shallhave the rightto foreclose by judicial

foreclosure,in eithercase in accordance with and to the fullextentprovidedby applicable

law.

UCC Remedies. With respectto allor any partof the PersonalProperty,Lender shallhave

allthe rightsand remedies of a securedpartyunder the Uniform Commercial Code.

CollectRents. Lender shallhave the right,without noticeto Grantorto take possessionof

and manage the Property,and, whether or not Lender takes possession,collectthe Rents,

includingamounts past due and unpaid, and apply the net proceeds, over and above

Lender'scosts,againstthe Indebtedness. In furtheranceof thisright,Lender may require

any tenant or other user of the Propertyto make payments of rentor use fees directlyto

Lender. Ifthe Rents are collectedby Lender,then Grantor irrevocablydesignatesLender as

Grantor'sattorney-in-factto endorse instrumentsreceivedinpayment thereofin the name

of Grantor and to negotiatethe same and collectthe proceeds. Payments by tenants or

otherusers to Lender in response to Lender'sdemand shallsatisfythe obligationsforwhich

the payments aremade, whether or not any propergrounds forthe demand existed.Lender

may exerciseitsrightsunder thissubparagraph eitherin person, by agent, or through a

receiver.

Appoint Receiver. Lender shallhave the rightto have a receiverappointed to take

possession of allor any partof the Property,with the power to protectand preservethe

Property,to operate the Propertypreceding foreclosureor sale,and to collectthe Rents

from the Property and apply the proceeds, over and above the cost of the receivership,

against the Indebtedness. The receivermay serve without bond ifpermitted by law.

Lender'srightto the appointment of a receivershallexistwhether or not the apparentvalue

of the Propertyexceeds the Indebtednessby a substantialamount. Employment by Lender

shallnot disqualifya person from servingas a receiver.

Tenancy at Sufferance. IfGrantorremains inpossessionof the Propertyafterthe Property

is sold as provided above or Lender otherwise becomes entitledto possession of the

Propertyupon defaultof Grantor,Grantorshallbecome a tenant at sufferanceof Lender or

the purchaser of the Propertyand shall,at Lender'soption,either (1) pay a reasonable

rentalforthe use of the Property,or (2) vacate the Propertyimmediatelyupon the demand

of Lender.

Other Remedies. Trustee or Lender shallhave any other rightor remedy provided in this

Deed of Trustor the Note or availableatlaw or inequity.

8/3/2019 3877130

11/18

3877130 Page 11 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 11

Notice of Sale. Lender shallgive Grantor reasonablenoticeof the time and place of any

publicsale of the PersonalPropertyor of the time afterwhich any privatesale or other

intendeddispositionof the PersonalPropertyisto be made. Reasonable noticeshallmeannoticegiven at leastten (10) days beforethe time of the saleor disposition.Noticesgiven

by Lender or Trustee under the realproperty foreclosureproceedings shallbe deemed

reasonable.Any saleof the PersonalPropertymay be made inconjunctionwith any saleof

the Real Property.

Sale of the Property.To the extent permittedby applicablelaw, Grantor hereby waives any

and allrightsto have the Property marshalled. Inexercisingitsrightsand remedies,the

Trustee or Lender shallbe freeto sellallor any partof the Propertytogetheror separately,

in one saleor by separatesales. Lender shallbe entitledto bid at any publicsaleon allor

any portionof the Property. The power of sale under this Deed of Trust shallnot be

exhausted by any one or more sales(orattempts to sell)as to allor any portionof the Real

Propertyremainingunsold, but shallcontinueunimpaired untilallof the Real Propertyhas

been soldby exerciseofthe power of saleand allindebtednesshas been paid infull.

Attorneys'Fees; Expenses. IfLender institutesany suitor actionto enforce any of the

terms of thisDeed of Trust,Lender shallbe entitledto recoversuch sum as the courtmay

adjudge reasonableas attorneys'fees at trialand upon any appeal. Whether or not any

court actionis involved,and to the extent not prohibitedby law, allreasonableexpenses

Lender incursthat in Lender'sopinionare necessary at any time forthe protectionof its

interestor the enforcement of itsrightsshallbecome a partof the Indebtednesspayableon

demand and shallbear interestat the Note rate from the date of the expenditureuntil

repaid. Expenses covered by thisparagraphinclude,without limitation,however subjectto

any limitsunder applicablelaw, Lender's attorneys'fees and Lender's legalexpenses,

whether or not there isa lawsuit,includingattorneys'fees and expenses for bankruptcy

proceedings (includingeffortsto modify or vacate any automatic stay or injunction),

appeals, and any anticipatedpost-judgment collectionservices,the cost of searchingrecords, obtainingtitlereports (includingforeclosurereports),surveyors' reports,and

appraisalfees, titleinsurance,and fees for the Trustee, to the extent permitted by

applicablelaw. Grantoralsowill pay any courtcosts,in additionto allother sums provided

by law. Fees and expenses shallincludeattorneys'feesthatLender,Trustee,or both incur,

if eitheror both are made partiesto any action to enjoinforeclosureor to any legal

proceeding that Grantor institutes.The fees and expenses are secured by thisDeed of

Trustand arerecoverablefrom the Property.

Rightsof Trustee. Trustee shallhave allof the rightsand dutiesof Lender as set forthin

thissection.

POWERS AND OBLIGATIONS OF TRUSTEE. The followingprovisionsrelatingto the powers

and obligationsof Trusteearepartof thisDeed of Trust:

Powers of Trustee. In additionto allpowers of Trustee arisingas a matterof law, Trustee

shallhave the power to take the followingactionswith respectto the Propertyupon the

writtenrequestof Lender and Grantor: (a)joininpreparingand filinga map or platof the

Real Property,includingthe dedicationof streetsor other rightsto the public; (b)joinin

grantingany easement or creatingany restrictionon the Real Property;and (c)joinin any

subordinationor other agreement affectingthisDeed of Trust or the interestof Lender

8/3/2019 3877130

12/18

3877130 Page 12 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 12

under thisDeed of Trust.

Obligationsto Notify.Trustee shallnot be obligatedto notifyany otherpartyof a

pendingsale under any other trustdeed or lien,or of any actionor proceeding in which Grantor,

Lender,or Trustee shallbe a party,unlessthe actionor proceedingisbrought by Trustee.

Trustee. Trustee shallmeet allqualificationsrequiredforTrustee under applicablelaw. In

additionto the rightsand remedies set forthabove, with respectto allor any part of the

Property,the Trustee shallhave the rightto forecloseby noticeand sale,and Lender shall

have the rightto foreclose by judicialforedosure,ineithercase in accordance with and to

the fullextent providedby applicablelaw.

Successor Trustee. Lender,at Lender'soption,may from time to time appointa successor

Trusteeto any Trustee appointedunder thisDeed of Trustby an instrumentexecuted and

acknowledged by Lender and recorded in the officeof the recorderof Washoe County,

Stateof Nevada. The successortrustee,without conveyance of the Property,shallsucceed

to allthe title,power, and dutiesconferredupon the Trustee in thisDeed of Trust and byapplicablelaw. This procedure for substitutionof Trusteeshallgovern to the exclusionof

allotherprovisionsforsubstitution.

MISCELLANEOUS PROVISIONS. The followingmiscellaneousprovisionsare a partof thisDeed

of Trust:

Amendments. This Deed of Trust,togetherwith any RelatedDocuments, constitutesthe

entireunderstandingand agreement of the partiesas to the matters setforthinthisDeed of

Trust. No alterationof or amendment to thisDeed of Trustshallbe effectiveunless given

inwritingand signedby thepartyor partiessought to be charged or bound by the alteration

or amendment.

Annual Reports. Ifthe Property is used for purposes other than Grantor's residence,

Grantor shallfurnishto Lender,upon request,a certifiedstatement of net operatingincomereceivedfrom the Propertyduring Grantor'spreviousfiscalyear in such form and detailas

Lender shallrequire."Net operatingincome" shallmean allcash receiptsfrom the Property

lessallcash expenditures made inconnectionwith theoperationof the Property.

Caption Headings. Caption headings in thisDeed of Trust are for convenience purposes

only and are not to be used to interpretor definethe provisionsof thisDeed of Trust.

Merger. There shallbe no merger of the interestor estatecreatedby thisDeed of Trust

with any other interestor estatein the Propertyat any time held by or for the benefitof

Lender inany capacity,withoutthe writtenconsent of Lender.

ApplicableLaw. The Loan secured by thislienwas made under a United States Small

Business Administration(SBA) nationwideprogram which uses tax dollarsto assistsmall

businessowners. Ifthe UnitedStatesisseeking

to enforcethisdocument, then under SBA

regulations:(a) When SBA isthe holderof the Note, thisdocument and alldocuments

evidencingor securingthisLoan will be construedin accordance with federallaw. (b)

Lender or SBA may use localor state procedures for purposes such as filingpapers,

recordingdocuments, givingnotice,foreclosingliens,and otherpurposes. By using these

procedures,SBA does not waive any federalimmunity from localor statecontrol,penalty,

tax or liability. No Borrower or Guarantor may claim or assertagainstSBA any localor

8/3/2019 3877130

13/18

3877130 Page 13 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 13

statelaw to deny any obligationof Borrower, or defeatany claimof SBA with respectto

thisLoan. Any clauseinthisdocument requiringarbitrationisnot enforceablewhen SBA is

the holderof the Note securedby thisinstrument.

No Waiver by Lender. Lender shallnot be deemed to have waived any rightsunder this

Deed of Trust unlesssuch waiver is given in writingand signed by Lender. No delay or

omission on thepartof Lender inexercisingany rightshalloperateas a waiver of such right

or any other right. A waiver by Lender of a provisionof this Deed of Trust shallnot

prejudiceor constitutea waiver of Lender's rightotherwise to demand strictcompliance

with thatprovisionor any otherprovisionof thisDeed of Trust. No priorwaiver by Lender,

nor any course of dealingbetween Lender and Grantor,shallconstitutea waiver of any of

Lender'srightsor of any of Grantor'sobligationsas to any futuretransactions.Whenever

the consent of Lender isrequiredunder thisDeed of Trust,the grantingof such consent by

Lender in any instanceshallnot constitutecontinuingconsent to subsequent instances

where such consent isrequiredand in allcases such consent may be grantedor withheldin

the solediscretionof Lender.

Severability.Ifa courtof competent jurisdictionfindsany provisionof thisDeed of Trustto

be illegal,invalid,or unenforceableas to any circumstance,that findingshallnot make the

offending provisionillegal,invalid,or unenforceableas to any other circumstance. If

feasible,the offendingprovisionshallbe consideredmodifiedso thatitbecomes legal,valid

and enforceable, ifthe offendingprovisioncannot be so modified,itshallbe considered

deletedfrom thisDeed of Trust. Unless otherwiserequiredby law, the illegality,invalidity,

or unenforceabilityof any provisionof this Deed of Trust shallnot affectthe legality,

validityor enforceabilityof any otherprovisionof thisDeed of Trust.

Successors and Assigns. Subjectto any limitationsstatedinthisDeed of Truston transfer

of Grantor'sinterest,thisDeed of Trust shallbe bindingupon and inureto the benefitof the

parties,theirsuccessors and assigns. Ifownership of the Property becomes vested in a

person other than Grantor, Lender, without notice to Grantor,may deal with Grantor's

successors with reference to this Deed of Trust and the Indebtedness by way of

forbearance or extension without releasingGrantor from the obligationsof thisDeed of

Trustor liabilityunder the Indebtedness.

Time isof the Essence. Time isofthe essence intheperformance of thisDeed of Trust.

Waiver of Homestead Exemption. Grantor hereby releasesand waives allrightsand

benefitsof the homestead exemption laws of the State of Nevada as to allIndebtedness

secured by thisDeed of Trust.

DEFINITIONS. The followingcapitalizedwords and terms shallhave the followingmeanings

when used in thisDeed of Trust. Unless specificallystatedto the contrary,allreferencesto

dollaramounts shallmean amounts in lawfulmoney of the United Statesof America. Words

and terms used inthe singularshallincludethe plural,and the pluralshallincludethe singular,as the contextmay require. Words and terms not otherwisedefinedinthisDeed of Trustshall

have the meanings attributedto such terms inthe Uniform Commercial Code:

Beneficiary. The word "Beneficiary" means PLUMAS BANK, and its successors and

assigns.

Borrower. The word "Borrower" means HighlandStores,Incand includesallco-signersand

8/3/2019 3877130

14/18

3877130 Page 14 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 14

co-makers signingthe Note and alltheirsuccessorsand assigns.

Deed of Trust. The words "Deed of Trust" mean thisDeed of Trustamong

Grantor,Lender,

and Trustee.

Default.The word "Default"means the DefaultsetforthinthisDeed of Trustinthe section

titled"Default".

EnvironmentalLaws. The words "EnvironmentalLaws" mean any and allstate,federaland

localstatutes,regulationsand ordinancesrelatingto the protectionof human healthor the

environment, includingwithout limitationthe Comprehensive Environmental Response,

Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, et seq.

("CERCLA"), the Superfund Amendments and Reauthorization Act of 1986, Pub. L. No.

99-499 ("SARA"), the Hazardous MaterialsTransportationAct, 49 U.S.C. Section 1801, et

seq.,the Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq.,or

otherapplicablestateor federallaws,rules,or regulationsadopted pursuant thereto.

Event of Default.The words "Event of Default"mean any of the events of defaultset forth

inthisDeed of Trustinthe events of defaultsectionof thisDeed of Trust.

Grantor. The word "Grantor"means HighlandStores,Inc.

Guarantor. The word "Guarantor"means any guarantor,surety,or accommodation partyof

any or allof the Indebtedness.

Guaranty. The word "Guaranty" means the guaranty from Guarantorto Lender, including

without limitationa guarantyof allor partof the Note.

Hazardous Substances. The words "Hazardous Substances" mean materialsthat,because

of theirquantity,concentrationor physical,chemical or infectiouscharacteristics,may

cause or pose a present or potentialhazard to human healthor the environment when

improperlyused, treated,stored, disposed of, generated,manufactured, transportedor

otherwise handled. The words "Hazardous Substances" are used in theirvery broadest

sense and includewithout limitationany and allhazardous or toxicsubstances,materialsor

waste as defined by or listedunder the Environmental Laws. The term "Hazardous

Substances" also includes,without limitation,petroleumand petroleumby-productsor any

fractionthereofand asbestos.

Improvements. The word "Improvements" means allexistingand futureimprovements,

buildings,structures, mobile homes affixedon the Real Property,facilities,additions,

replacementsand otherconstructionon the Real Property.

Indebtedness. The word "indebtedness"means allprincipal,interest,and other amounts,

costs and expenses payable under the Note or Related Documents, together with all

renewals of, extensionsof, modificationsof, consolidationsof and substitutionsfor the

Note or RelatedDocuments and any amounts expended or advanced by Lender to dischargeGrantor's obligationsor expenses incurredby Trustee or Lender to enforce Grantor's

obligationsunder thisDeed of Trust,togetherwith intereston such amounts as providedin

thisDeed of Trust.

Lender. The word "Lender"means PLUMAS BANK, itssuccessors and assigns.

Note. The word "Note" means the promissory note dated April23, 2010, in the original

8/3/2019 3877130

15/18

3877130 Page 15 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 15

principalamount of $1,115,000.00 from Grantor to Lender,togetherwith allrenewals of,

extensionsof,modificationsof, refinancingsof,consolidationsof,and substitutionsforthe

promissory note or agreement. The maturitydate of thisDeed of Trust isApril29, 2035. NOTICE TO GRANTOR: THE NOTE CONTAINS A VARIABLE INTEREST RATE.

Personal Property. The words "PersonalProperty" mean allequipment, fixtures,mobile

homes, manufactured homes or modular homes which have not been legallyacceded to the

realpropertyinaccordance with Nevada law, and otherarticlesof personalpropertynow or

hereafterowned by Grantor,and now or hereafterattached or affixedto or used in the

operationof the Real Property;together with allaccessions,parts,and additionsto, all

replacements of, and allsubstitutionsfor, any of such property;and together with all

proceeds (includingwithout limitationallinsuranceproceeds and refundsof premiums) from

any saleor otherdispositionof the Property.

Property. The word "Property"means collectivelythe Real Property and the Personal

Property.

Real Property. The words "Real Property" mean the realproperty,interestsand rights,as

furtherdescribedinthisDeed of Trust.

Related Documents. The words "RelatedDocuments" mean allpromissory notes, credit

agreements, loan agreements, environmentalagreements, guaranties,securityagreements,

mortgages, deeds of trust,securitydeeds, collateralmortgages, and allother instruments,

agreements and documents, whether now or hereafterexisting,executed inconnectionwith

the indebtedness.

Rents. The word "Rents" means allpresent and futurerents,revenues,income, issues,

royalties,profits,and otherbenefitsderivedfrom the Property.

Trustee. The word "Trustee"means Western TitleCompany, whose address is241 Ridge

St.,Suite100, Reno, NV 89501 and any substituteor successortrustees.

GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST,

AND GRANTOR AGREES TO ITS TERMS.

GRANTOR:

HIGHLAND STORES, INC

JasbirS Chaha residentof HighlandStores,Inc

8/3/2019 3877130

16/18

3877130 Page 16 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 16

CORPORATE ACKNOWLEDGMENT

STATE OF )

COUNTY OF

) SS

This instrumentwas acknowledged before me on , 12/7 c., 7- c /67 by Jasbir S

Chahal,Presidentof HighlandStores,Inc,as designated'agentof Hi hlandStores,Inc.

P HANsoN-

NotaryPublic-StateofNevada?- **

AppointmentRecordedinwashoecounty (Signatureof notarialofficer)No:9&3503-2-ExpiresAugust30.2012

Notary Publicinand forStateof /

(Seal,ifany)

REO.UEST FOR FULL RECONVEYANCE(To be used only when obligationshave been paid infull)

To: ,Trustee

The undersigned is the legalowner and holder of allIndebtednesssecured by thisDeed of

Trust. Allsums secured by this Deed of Trust have been fullypaid and satisfied.You are

hereby directed,upon payment to you of any sums owing to you under the terms of thisDeed

of Trustor pursuantto any applicablestatute,to cancelthe Note secured by thisDeed of Trust

(which isdeliveredto you togetherwith thisDeed of Trust),and to reconvey,without warranty,

to the partiesdesignatedby the terms of thisDeed of Trust,the estatenow held by you under

thisDeed of Trust. Pleasemailthe reconveyance and RelatedDocuments to:

Date: Beneficiary:

By:

Its:

LASER PRO Lending,Ver. 5.50.00.006 Copr. Harland FinancialSolutions,Inc.1997, 2010.

AllRightsReserved.- NV/CA L:\CFI\LPL\GO1.FCTR-11019 PR-139

8/3/2019 3877130

17/18

3877130 Page 17 of 18-

04/30/2010 04:57:01 PM

DEED OF TRUST

Loan No: 6765-00757 (Continued) Page 17

8/3/2019 3877130

18/18

3877130 Page 18 of 18-

04/30/2010 04:57:01 PM

OrderNo.030708-PAHEXHIBIT "A"

LegalDescription

AllthatcertainrealpropertysituateintheCountyofWashoe,StateofNevada,describedasfollows:

BeingaportionoftheNorthwest1/4oftheNorthwest1/4oftheSoutheast1/4ofSection18,Township20North,Range20

East,M.D.B.&M.

PARCEL 1:

COMMENCING attheNorthwestcorneroftheNorthwest1/4oftheNorthwest1/4oftheSoutheast1/4ofSection18,

Township20North,Range20East,M.D.B.&M.;thenceNorth89041'29"East,60 feet;thenceSouth0002'12"West128.16

feettothesouthwesterlycornerofthatcertainparceldescribedinDeedtoSILSOARES, etux,recordedMarch17,1971,as

FileNo.200540,OfficialRecords,saidpointbeingthetruepointofbeginning;thencealongthesoutherlylineofsaidSoares

parcelNorth83020'18"East164.11feettothesoutheasterlycornerofsaidSoaresparcel;thenceSouth0002'21"West131.12

feettothenortheasterlycornerofthatcertainparceldescribedinDeedtoMILDRED J.FRANK, recordedJune28,1973,as

FileNo.291980,OfficialRecords;thencealongthenortherlylineofsaidFrankparcel,South89039'54"West162.99feetto

thenorthwesterlycornerofsaidFrankparcel;thenceNorth0002'l2"East112.75feetmoreorlesstothetruepointofbeginning.

PARCEL 2:

COMMENCING attheNorthwestcorneroftheNorthwest1/4oftheNorthwest1/4oftheSoutheast1/4ofSection18,

Township20North,Range20 East,M.D.B.&M.;thenceNorth89041'29"East,60.00feet;thenceSouth0002'l2"West30.00

feettothetruepointofbeginning;thencefromthetruepointofbeginning,North89041'29"East,163.00feet;thenceSouth

0002'21"West80.00feet;thenceSouth83.20'l8"West,164.11feet;thenceNorth0002'l2"East,98.16feettothetruepointofbeginning.

NOTE: TheabovemetesandboundsdescriptionappearedpreviouslyinthatcertainGrant,Bargain,SaleDeed recordedinthe

ofilceoftheCountyRecorderofWashoeCounty,NevadaonJuly18,1986,asDocumentNo. 1085947ofOfficialRecords.

Assessor'sParcelNumber(s):085-261-38and085-261-41

085-261-41