1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of...

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Transcript of 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of...

1. TRENDS IN MICROFINANCE

Microfinance Basics

A response to abusive practices

Diversification of delivery mechanisms

Microfinance in Crisis

Overindebtedness 1 (1)

Corporate Governance 2 (4)

Management quality 3 (7)

Microfinance in Crisis c’ed

Client management 7 (11)

Mission drift 11 (9)

Responsible Finance and SPM

Responsible Finance and Social Performance Management c’ed

Tools used by MFIs

Evaluation Tools

From Microcredit to Microfinance

Savings

Insurance

Credit Lines

Adapted loans

2. EDM METHODOLOGIES / ADAPTED FINANCIAL SERVICES

Loans : adaptability and accessibility

Size of payments

Loan amount

Loan length

Loans : adaptability and accessibility c’ed

Transaction processes

What affects the EIR (APR), hidden costs, and other limiting factors

Examples of Adapted Loans and Savings Products

Loans targeting agri-businesses: Myanmar, Vietnam, Philippines

3Ps savings product - Philippines

Partnership in the PhilippinesSampling according to vulnerability

Itemizing of business input requirements

Mapping or market access and transportation routes

Services Developed in Partnership with HI

The Kick-Start Loan

Village Savings – inspired from the SHG model